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Business representative


Short term loans for all credit scores

Temporarily unemployed? 

Pension or disability 


Need financial relief?

cash .png

Waiting for your paycheck?



If you are not completely satisfied return your loan within 48 HOURS INTEREST FREE! 


We offer a personalized experience!


LOW interest rate
No extra fees added!

Apply Today

Please note : Once application is submitted we will email you. If approved you must come into the store to receive the loan.

Newfoundland and Labrador

Nova Scotia

  • What is a cash advance?
    A cash advance is a short term loan. It is designed to help meet unexpected expenses or financial emergencies between pay periods.
  • What determines my approved amount?
    It all depends on what type of income you receive. Please give us a call for more information. * The minimum amount you may borrow is $150, the max is $1,500.
  • Is there a credit check?
    No, there are no credit checks when applying for a cash advance with MJ Cash for Gold. However, be advised that while we do not perform a credit check, we do report to the credit bureau upon repayments.
  • What do I need in order to apply for a cash advance?
    You will need : two physical pieces of valid government identification - (1) must be a picture ID bank information (bank, transit and account number) proof of income. You must be paid direct deposit in your personal chequing or savings account. You must be receiving income for at least 6 months. In order to verify you bank information and income you may either : a) Log in to your bank app in order for us to retrieve your bank information and see at least three of your latest payments. OR b) Bring in your direct deposit form and at least 3 latest monthly bank statements (*both must be dated and stamped by your bank*). We do not issue loans to individuals who bank with these institutions : Koho, Stack, Mogocard, Triangle, Titanium, PC Financial, or Peoples Trust Company. Note : You may be required to provide additional documentation.
  • What type of income is approved when applying for a cash advance?
    You can either be employed, receiving ODSP, CPP, CCB or OAS to receive a loan. We do not issue loans based on EI, AESL, CERB and CRB.
  • How do I cancel my cash advance?
    If you are not satisfied with your loan, return your loan within 48hrs interest free! You must visit our location to return the original amount borrowed and fill out a cancellation form. No questions asked! No interests! No fees!
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